Special Offers

Choice of Mortgage Providers and Optional Mortgage Rate Buydown or Seller Paid Closing Costs Incentive. Offers for defined interest rates are available on select ready to move in homes when a purchase agreement is signed between 02.19.25 and 02.28.25 and closed by 04.30.25. Offer is subject to certain terms, conditions, and restrictions, including interested party contribution limits. Interest rate buydown incentive and seller plus lender paid closing costs offer is available through specific Olthof Homes lender partner(s) only. See sales professional for details. Purchaser may choose from one of the following promotional limited offer options:

1. In the event the purchaser has selected a single family, townhome, villa, or paired villa home that is complete or scheduled to be complete by 04.23.25 and will close by 04.30.25, Olthof Homes will make this limited promotion available. A 30- year Conventional mortgage at a fixed rate of 5.99% (6.212% APR) based on a home price of $300,000 with 5.0% downpayment and a minimum 780 credit score, owner occupied. Actual rate will vary based on credit score, loan program, down payment percentage, occupancy type, home type and purchase price. Purchaser(s) must lock in rate within five days of signing the purchase agreement or rate may change and deal may no longer be offered. Purchaser is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, interested party contribution limits, and /or investor program guidelines. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Purchaser is free to use any lender he/she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Olthof Homes lender partner (Mark Kuchik - CrossCountry Mortgage) for this offer. Purchaser is not required to use the designated lender partner for a final mortgage loan commitment. Purchaser is free to compare and determine that he/she is receiving the best services and best rate for those services. Olthof Homes does not have an ownership interest in or an affiliation with the designated lender partner and is not receiving any consideration from the lender partner in connection with this program. Olthof Homes reserves the right to change or withdraw any offer at any time.
2. In the event the purchaser has selected a single family, townhome, villa, or paired villa home that is complete or scheduled to be complete by 04.23.25 and will close by 04.30.25, Olthof Homes will make this limited promotion available. A 30- year FHA mortgage at a fixed rate of 4.99% (5.766% APR) based on a home price of $400,000 with 5% downpayment and a minimum 680 credit score, owner occupied. Actual rate will vary based on credit score, loan program, down payment percentage, occupancy type, home type and purchase price. Purchaser(s) must lock in rate within five days of signing the purchase agreement or rate may change and deal may no longer be offered. Purchaser is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, interested party contribution limits, and /or investor program guidelines. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Purchaser is free to use any lender he/she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Olthof Homes lender partner (Mark Kuchik - CrossCountry Mortgage) for this offer. Purchaser is not required to use the designated lender partner for a final mortgage loan commitment. Purchaser is free to compare and determine that he/she is receiving the best services and best rate for those services. Olthof Homes does not have an ownership interest in or an affiliation with the designated lender partner and is not receiving any consideration from the lender partner in connection with this program. Olthof Homes reserves the right to change or withdraw any offer at any time.
3. In the event the purchaser has selected single family, townhome, villa, or paired villa home that is complete or scheduled to be complete by 04.23.25 and will close by 04.30.25, Olthof Homes will make this limited promotion available. An FHA 3/2/1 Temporary Rate Buydown mortgage that will adjust on the following schedule: Year 1 – 3.25% rate, Year 2 – 4.25% rate, Year 3 – 5.25% rate, Years 4 thru 30 – 6.25% rate (6.869% APR). Program based on a home price of $400,000 with 5% downpayment and a minimum 680 credit score, owner occupied. Actual rate will vary based on credit score, loan program, down payment percentage, occupancy type, home type and purchase price. Purchaser(s) must lock in rate within five days of signing the purchase agreement or rate may change and deal may no longer be offered. Purchaser is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, interested party contribution limits, and /or investor program guidelines. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Purchaser is free to use any lender he/she prefers; however, the promotional rate is only available with a mortgage loan obtained through the designated Olthof Homes lender partner (Mark Kuchik - CrossCountry Mortgage) for this offer. Purchaser is not required to use the designated lender partner for a final mortgage loan commitment. Purchaser is free to compare and determine that he/she is receiving the best services and best rate for those services. Olthof Homes does not have an ownership interest in or an affiliation with the designated lender partner and is not receiving any consideration from the lender partner in connection with this program. Olthof Homes reserves the right to change or withdraw any offer at any time.
4. Purchaser may select a seller and preferred lender paid closing costs, prepaids, points and/or rate buydown contribution promotion. Purchaser shall receive up to 1% of their total loan amount as a lender paid closing credit from an Olthof homes lender partner, and an additional 1.5% of the total purchase price (up to $10,000) from Olthof Homes in the form of a seller paid closing credit. Terms, restrictions & exclusions apply. Olthof Homes Lender Partner contribution total may vary based on purchaser credit score, down payment, minimum investment requirements, loan level price adjustments, and other legal limitations. Contact an Olthof Homes lender partner for more details and to request an official loan estimate for exact loan terms. Purchaser may utilize any lender they prefer; however, the lender credit stated herein is exclusively available with a mortgage loan obtained through an Olthof Homes lender partner for this promotion. Purchaser is not required to use the lender partners for a final mortgage loan commitment and is free to shop around to determine that they are receiving the best service and rates available for those services. Olthof Homes does not have an ownership interest in or an affiliation with the lender partners and is not receiving any consideration from the lender partners in connection with this program. Olthof Homes reserves the right to change or withdraw any offer at any time.